Digital Life Certificate: Jeevan Certificat (Life Certificate) is a digital initiative by the government to facilitate submission of life certificates for pensioners. Instead of physically visiting the Pension Disbursing Authority, pensioners can now submit their life certificates online through various methods including doorstep banking services.
Here’s an overview of how it works:
What is Doorstep Banking for Life Certificate?
Doorstep banking allows pensioners, especially senior citizens or those with mobility challenges, to submit their life certificates from the comfort of their homes. Bank representatives or service providers visit the pensioner’s residence to complete the process.
Main features:
Ease of Access:
– Traveling to the bank, post office or pension office is unnecessary.
– Reduces stress, especially for elderly pensioners.
Digital Submission:
Jeevan certificate is generated digitally using Jeevan Praan app and Aadhaar-based authentication.
Wide Network:
Services are offered by major banks like SBI, ICICI Bank, HDFC and more under the Doorstep Banking Alliance.
Cost-effective:
A nominal fee is charged for doorstep service.
How can pensioners avail doorstep banking services for life certificate submission?
Pensioners can easily avail banking services at home to submit their life certificates without leaving home. Here is a step-by-step guide:
1. Register for Doorstep Banking Services
Register for the service through your bank’s website, mobile app or by contacting the doorstep banking helpline.
Some banks also allow enrollment through the Doorstep Banking Alliance app or by visiting the nearest branch.
2. Prepare the necessary documents
Fill the life certificate form, making sure all the required details are complete.
Keep your Aadhaar number, pension account details and other necessary documents ready for verification.
3. Schedule a doorstep visit
Contact your bank or doorstep banking service provider to arrange an appointment.
Provide the date, time and address of your choice for the bank agent to visit your residence.
4. Authentication and Digital Submission
When the bank agent arrives, they will:
– Collect the life certificate form.
– Use Jeevan Praan app and biometric device for authentication.
-Generate Digital Life Certificate (DLC) and submit it electronically to the Pension Disbursing Authority.
Submission of Life Certificate:
The life certificate is generated and sent electronically to the pension disbursing agency.
Other Ways to Submit Jeevan Praman Letter:
Post Office Services:
India Post also provides doorstep services for submission of life certificate.
Online Self-Submission:
Pensioners with a biometric device and internet access can submit it online using the Jeevan Praan app for Jeevan Certificate.
Last Date for Submission of Life Certificate Life Certificate
Pensioners are required to submit their life certificates annually. For the current year:
Submission Period: November 1 to November 30, 2024. Individuals aged 80 and above can submit it from October 1 to November 30.
Why Choose Doorstep Banking Services?
Convenience: Avoid the hassle of traveling to a branch or pension office.
Accessibility: Especially beneficial for elderly or physically challenged pensioners.
Seamless Process: Digital submission ensures a fast and error-free process.